Biz 20 under 40: Nominees must be under the age of 40 and are selected through a combination of editor's choice and online nominations. Winners are selected based on a review of various factors such as qualifications, accomplishments, promotion to executive or leadership positions, and community and organizational involvement. Recognition from rating services or publications is no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluations. Listing in this publication is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.