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Full Service Financial Planning

   

Full Service Financial Planning


We create uniquely crafted custom Financial Plans encompassing:

  • Goal oriented cash flow projections and strategies
  • Asset Allocation and Overlap Analysis across all accounts
  • Risk Management Needs Analysis and Insurance Policy Review
  • Tax projections and Planning*
  • Accumulation and Distribution options
  • Employer sponsored plan reviews
  • Social Security Benefit Review, analysis and strategy suggestions
  • “What If” scenarios for varying types of market conditions and personal situations
  • College Education funding options and plans
  • Retirement Income and Expense Projections
  • Long Term Care and Estate Planning
  • Recommendations and Guided Next Steps

In addition, you will receive the following:

  • Personalized Financial Planning Website with data aggregation and reporting.
  • Ongoing investment management and asset rebalancing.
  • Bi-annual review meetings with your Financial Advisor with revisions to Plan as needed.
  • Coordination with other financial team members, including attorney, CPA, etc.
  • Ongoing advice for you and your family members on all decisions with a financial component – including mortgages, loans, leases, real purchases and others.

*For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Are you currently working with a Financial Advisor?

Do you know what you are paying? Our Fees are listed below.


Initial Financial Plan Creation
One Time Payment
$1,500 - $3,000*


* Based on complexity of the planning needed. The Financial Planning Creation Fee would be discounted based on the value of assets to be managed by our firm.

Ongoing Financial Planning Fee
Assets Under Management **
First $500k1.00%
Next $500k0.85%
Next $1MM0.70%
Next $2MM0.50%


** Charged in lieu of Monthly Subscription Fee for Assets Under Management greater than $250,000.

Ongoing Financial Planning Fee
Monthly Subscription Model***
$100 - $500/month


*** Monthly Subscription charged in lieu of Assets Under Management Fee for Assets Under Management below $250,000.  Fee is determined based on level of complexity of ongoing financial planning services.